What is Affirm?

Affirm is a popular payment method in the US that gives you a way to split purchases over a series of payments. Pay in 4 interest-free installments or in monthly installments of up to 36 months, which might include interest. No hidden fees or late fees.

How payment plans work?

Your rate for pay-over-time plans will be 0–36% APR. Affirm Pay in 4 payment option is 0% APR. For example, at a purchase price of $800 you could pay a down payment of $160 today, followed by 12 monthly payments of $57.77 at 15% APR or 4 interest-free payments of $200 every 2 weeks. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. For licenses and disclosures, see affirm.com/licenses.

Am I eligible to use Affirm?

To apply, you must meet these eligibility requirements: be a resident of the U.S. (including U.S. territories), be at least 18 years old, have a social security number, and have a phone number that receives SMS.

How to use?

Here are the steps to using Affirm for installment payments:

1. Select Affirm as your payment method at checkout.
2. You'll be redirected to Affirm's platform to choose your installment payment option.
3. Follow the instructions to complete the payment process and enjoy the convenience of paying in installments.

After payment:

After you check out with Affirm, you'll get a loan confirmation (email, and SMS notifications) from Affirm with your final payment schedule. You can view your payment schedule and manage your notification preferences at affirm.com or in the Affirm app.

Refund

To obtain a refund for your purchase, you must first contact Homary customer service. In the event of a refund, any installments already paid will be refunded to the bank card used for the purchase, and any installments not yet paid will be cancelled.

Customer service

If you have a question about your Affirm payment plan, please contact Affirm customer service: https://helpcenter.affirm.com/s/contact-us

More information

Visit Affirm's site: https://www.affirm.com/